A Guide to Individual Health Insurance from Bright HealthCare

This guide will help you better understand the individual and family health insurance options available from Bright HealthCare.

2022 Bright HealthCare individual health insurance plans available in Utah

Expanded Bronze
Bright HealthCare Bronze 5300 HSA
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$7,050
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,300
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Gold
Bright HealthCare Gold $0 Deductible + Adult Dental & Vision
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$6,500
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$0
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Bright HealthCare Bronze $0 Medical Deductible
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$0
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver $0 Deductible
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$0
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Gold
Bright HealthCare Gold 1000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$1,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver 3000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$3,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver 4000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$4,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver 5000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver 6700
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$6,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Bright HealthCare Silver 6700 + Adult Dental & Vision
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$6,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Bright HealthCare Bronze 7200
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,200
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Bright HealthCare Bronze 7200 + Adult Dental & Vision
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,200
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Catastrophic
Bright HealthCare Catastrophic 8700 Direct ($0 Primary Care)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Bright HealthCare Bronze 8700 ($25 Generic)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Bright HealthCare Bronze 8700 + $0 Mental Health
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO

2021 Bright HealthCare individual health insurance plans available in Utah

Did not offer plans in Utah during 2021

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