Individual Health Insurance Company GuidesRegence BlueCross BlueShield of Utah

A Guide to Individual Health Insurance from Regence BlueCross BlueShield of Utah

This guide will help you better understand the individual and family health insurance options available from Regence BlueCross BlueShield of Utah.
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Regence BlueCross BlueShield of Utah Individual Health Insurance Company Overview

Regence BlueCross BlueShield of Utah (“Regence”) offers individual and family health insurance plans. We estimate Regence serves almost 1% of all Utahns who buy their own coverage. That percentage equates to roughly 2,000 Utahns. Regence is well known for its EPO plans. Its plans provide access to many University of Utah and MountainStar hospitals. 

Regence offers different types of plans. Some plans include low deductibles and copays. Regence even offers a couple $0 deductible plans. Other plans are high-deductible. These include “HSA-qualified” plans. HSA stands for health savings accounts. HSA-qualified plans allow policyholders to contribute to HSAs tax-free.‍

Click here to download Regence BlueCross BlueShield of Utah 2021 brochure.

Regence BlueCross BlueShield of Utah Provider Network

Regence offers only one network for its individual and family plans. It is called the Individual and Family Network. This network includes several counties: Box Elder, Cache, Carbon, Daggett, Davis, Duchesne, Emery, Juab, Morgan, Rich, Salt Lake, Sanpete, Summit, Tooele, Uintah, Utah, and Weber.

Here’s a visual overview of the Regence Individual and Family network: 

Source: Regence

Use the Regence provider directory tool to search providers in the Individual and Family network.

Regence BlueCross BlueShield of Utah Offers, Perks, and Discounts

Regence offers a long list of benefits and discounts to its policyholders. 

Regence Activity and Fitness savings include a partnership with Fitbit. You can save up to 30% on Fitbit products. Regence has an Active&Fit Direct Program. Members choose from 11,000+ participating fitness centers nationwide for $25 a month and a 3 month commitment. Regence  offers a discounted membership to CHP Active and Healthy Program. This program is for savings on yoga, skiing, hotels, movie tickets and more. 

Regence provides policyholders with 15% savings at Walgreens on health and wellness products. You get a Walgreens Smart savings discount. 

For weight management, Regence helps policyholders save on OPTAVIA and Jenny Craig. 

Regence policyholders also have access to discounts and savings on health-related services. Examples include:

  • Allergy relief
  • Dental products
  • Fertility services
  • Funeral planning
  • Hearing aids
  • Pet care
  • Vision care

Regence BlueCross BlueShield of Utah Virtual Care Coverage

Regence offers telehealth services to all of its policyholders with individual and family plans. Ask a Doctor is a 24/7 chat line used to connect you with physicians. Advice24 is Regence’s 24/7 nurse line. MedSavvy is a comparison tool that helps you save money on medications. You have to log in to your Regence policy to see which tools are available to you. 

Regence BlueCross BlueShield of Utah COVID-19 Coverage

Regence BlueCross BlueShield of Utah covers testing for COVID-19 and testing for antibodies. The test needs to be ordered by a provider or pharmacist. Regence has a COVID-19 FAQ page and COVID-19 resources page. 

Regence BlueCross BlueShield of Utah’s Customer Service

Regence BlueCross BlueShield of Utah offers several customer service options. The Customer service hotline is available for general questions about insurance. Advice24 is Regence’s 24/7 nurse line. 

Where can I buy Regence BlueCross BlueShield of Utah coverage?

You can buy a Regence BlueCross BlueShield of Utah plan on the Utah Marketplace and off of it. In 2021, the following plans are available only off-marketplace:

2021 Regence BlueCross BlueShield of Utah individual health insurance plans available in Utah

Silver
QuoteQuoteDetails
Regence Silver HDHP 3000 (Off-Marketplace Only)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$7,000
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$3,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Bronze
QuoteQuoteDetails
Regence Bronze HDHP 5700
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$7,000
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,700
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Gold
QuoteQuoteDetails
Regence Gold 1200
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$1,200
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Silver
QuoteQuoteDetails
Regence Silver 3500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$3,500
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Silver
QuoteQuoteDetails
Regence Silver On Demand 4000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$4,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Silver
QuoteQuoteDetails
Regence Silver 5000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Bronze
QuoteQuoteDetails
Regence Bronze Essential 7500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,500
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
Bronze
QuoteQuoteDetails
Regence Bronze Care on Demand 8000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,550
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Type of network
EPO
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