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Individual Health Insurance Company Guidesa black carrot iconRegence BlueCross BlueShield of Utah

A Guide to Individual Health Insurance from Regence BlueCross BlueShield of Utah

This guide will help you better understand the individual and family health insurance options available from Regence BlueCross BlueShield of Utah.
Regence BlueCross BlueShield of Utah
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Regence BlueCross BlueShield of Utah Individual Health Insurance Company Overview

Regence BlueCross BlueShield of Utah (“Regence”) offers individual and family health insurance plans. We estimate Regence serves almost 1% of all Utahns who buy their own coverage. That percentage equates to roughly 2,000 Utahns. Regence is well known for its EPO plans. Its plans provide access to many University of Utah and MountainStar hospitals. 

Click here to download Regence BlueCross BlueShield of Utah 2023 brochure.

Regence BlueCross BlueShield of Utah Provider Network

Regence offers two networks for its individual and family plans: Regence Individual and Family Network and Regence SaveWell.

Regence Individual and Family Network

The Individual and Family Network is a broad network that covers Northern Utah. This network is composed of the doctors, facilities and practitioners we’ve contracted with to provide care to our members at a discounted price in parts of Utah, as well as providers in Oregon and parts of Idaho and Washington. You also have 24/7/365 access to virtual care through Doctor On Demand anywhere you are.

You have access to Individual and Family Network providers in parts of Utah, Idaho and Washington, as well as statewide in Oregon. BlueCard® offers in-network benefits for urgent care, emergency care and ambulance services are outside these states. Out-of-network urgent care, emergency care and ambulance services are paid as in-network care, subject to balance billing.

Regence Individual and Family Network 2023

Regence SaveWell

This network provides robust provider access within a more focused geographic area and is designed to deliver better health outcomes at a lower cost. This includes all the Steward Health Care medical centers in Utah (Davis County, Salt Lake County and northern Utah County hospitals) and select specialists in the University of Utah health system. The SaveWell Network offers 30 hospitals, 695 primary care providers (PCPs), 5,700+ specialists and 9 urgent care locations.

With plans on this network, there is no coverage outside the network (except for urgent care, emergency care and ambulance services), so you must be very careful to always see an in-network provider. You also have access to virtual care through network providers or 24/7 access to Doctor On Demand anywhere you are. (Out-of-network urgent care, emergency care and ambulance services are covered as in-network care, subject to balance billing.)

Regence SaveWell Network 2023

Regence BlueCross BlueShield of Utah Offers, Perks, and Discounts

Regence offers a long list of benefits and discounts to its policyholders. 

Regence policyholders also have access to discounts and savings on health-related services. Examples include:

  • Allergy relief
  • Dental products
  • Fertility services
  • Funeral planning
  • Hearing aids
  • Pet care
  • Vision care

Regence BlueCross BlueShield of Utah Virtual Care Coverage

Regence offers telehealth services to all of its policyholders with individual and family plans. Ask a Doctor is a 24/7 chat line used to connect you with physicians.

Regence BlueCross BlueShield of Utah’s Customer Service

Regence BlueCross BlueShield of Utah offers several customer service options. The Customer service hotline is available for general questions about insurance. Advice24 is Regence’s 24/7 nurse line. 

Where can I buy Regence BlueCross BlueShield of Utah coverage?

You can buy a Regence BlueCross BlueShield of Utah plan on the Utah Marketplace and off of it.

2023 Regence BlueCross BlueShield of Utah individual health insurance plans available in Utah

Expanded Bronze
QuoteDetails
Regence SaveWell Bronze 8500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
QuoteDetails
Regence SaveWell Bronze 7500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
QuoteDetails
Regence SaveWell Silver 5350
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,350
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
QuoteDetails
Regence Standard Expanded Bronze Plan
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,000
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
QuoteDetails
Regence Standard Silver Plan
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,800
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,900
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Gold
QuoteDetails
Regence Standard Gold Plan
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$2,000
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
QuoteDetails
Regence Bronze 8000 Separate RX Deductible
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,000
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
QuoteDetails
Regence Bronze Essential 8500 With 4 Copay No Deductible Office Visits
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$8,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Gold
QuoteDetails
Regence Gold 2500 With Dental and Vision Exam
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$2,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
QuoteDetails
Regence Bronze HSA 6750
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$6,750
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$7,500
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
QuoteDetails
Regence Silver 5500 Separate RX Deductible
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
QuoteDetails
Regence Silver 6500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$6,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
QuoteDetails
Regence Silver 4500
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$4,500
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$9,100
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO

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