SelectHealth Individual Health Insurance Company Overview
SelectHealth is the most popular individual health insurance company servicing Utah. We estimate SelectHealth serves more than 85% of all Utahns who buy their own coverage. That’s roughly 170,000 Utahns.
SelectHealth is a subsidiary of Intermountain Healthcare. It is well-known for it's provider networks which give access to Intermountain facilities.
SelectHealth offers many different types of plans. Some plans include low deductibles and copays. Other plans are high-deductible. These include “HSA-qualified” plans. HSA stands for health savings accounts. HSA-qualified plans allow policyholders to contribute to HSAs tax-free.
SelectHealth Provider Networks
SelectHealth offers the choice of two networks: Med and Value.
The Med network covers the entire state of Utah and offers more in-network providers.
The Value network offers a subset of the Med network. Do you live in Box Elder, Tooele, Weber, Davis, Morgan, Salt Lake, Summit, Wasatch, and Utah county? If so, you can choose the Value network if it makes sense for your situation.
If you live in a zip code covered by the Value network, you will have the option to pick your network. Otherwise, you will default to the Med network.
The Med network covers more geography and providers than the Value network. Thus, it costs more. A plan with the Med network will cost more than the same plan with the Value network.
You can use SelectHealth's provider lookup tool to search providers in each network.
Here’s a visual overview of each network.
When you look at a SelectHealth plan, be sure to note whether it is the Med or Value network version.
SelectHealth Offers, Perks, and Discounts
SelectHealth offers a Wellness Rewards program for Utah gym memberships and physical fitness. Anybody who is age 18+ and on an individual and family plan is eligible. In Utah, you can earn up to $240 per person/year, or $480 per family/year. SelectHealth also rewards physical activity. You can use Virgin Pulse to track your steps and then claim your reward. SelectHealth invests in your long-term health.
SelectHealth offers Member Discounts to all its policyholders. These include discounts and savings on health-related services. Examples include LASIK, hearing aids, tattoo removal, and gym memberships.
SelectHealth also offers access to several wellness programs. Weigh to Health is a program for adults who want to lose weight, improve their health, and feel better. Most SelectHealth plans also cover the Quit for Life program.
SelectHealth offers a mail-order system for prescription drugs. You can have your medications delivered to you at no extra charge.
SelectHealth Virtual Care Coverage
All individual and family plans include $0 Intermountain Connect Care Virtual Visits. These visits allow you to talk with a provider 24/7 with live video. These visits have no out-of-pocket costs for policyholders.
SelectHealth COVID-19 Coverage
SelectHealth and Intermountain Healthcare have options for COVID-19 testing, treatment, and guidance. SelectHealth individual and family plans cover in-network testing and treatment for COVID-19. Intermountain Healthcare has a COVID-19 Hotline. There is also an Online Symptom Checker. You can check COVID-19 testing locations.
SelectHealth Customer Service
SelectHealth is well known for its customer service. It offers two customer service resources. SelectHealth Member Services answers questions about your insurance plan. And Member Advocates answers questions about providers and appointments.
Where can I buy SelectHealth coverage?
You can buy a SelectHealth plan on the Utah Marketplace and off of it. Most plans are available both on-marketplace and off-marketplace. In 2021, the following SelectHealth plans are only available off-marketplace: