SelectHealth Individual Health Insurance Company Overview
SelectHealth is the most popular individual health insurance company servicing Utah. We estimate SelectHealth serves more than 85% of all Utahns who buy their own coverage. That’s roughly 170,000 Utahns.
SelectHealth is a subsidiary of Intermountain Healthcare. It is well-known for it's provider networks which give access to Intermountain facilities.
SelectHealth offers many different types of plans. Some plans include low deductibles and copays. Other plans are high-deductible. These include “HSA-qualified” plans. HSA stands for health savings accounts. HSA-qualified plans allow policyholders to contribute to HSAs tax-free.
SelectHealth Provider Networks
SelectHealth offers the choice of three networks: Med, Value, and Signature.
The Med network is best for those looking for comprehensive network throughout Utah, as well access to some providers and facilities in Idaho and Nevada.
The Value network is best for those looking for a mid-sized network for less money.
The Signature network is best for those looking for small network for even less money.
If you live in a zip code covered by the Value and/or Signature networks, you will have the option to pick your network. Otherwise, you will default to the Med network.
The Med network covers more geography and providers than the Value and Signature networks. Thus, it costs more. A plan with the Med network will cost more than the same plan with the Value network. And a plan with the Value network will cost more than the same plan with the Signature network.
You can use SelectHealth's provider lookup tool to search providers in each network.
Here’s a visual overview of each network:
When you look at a SelectHealth plan, be sure to note whether it is the Med, Value, or Signature network version.
SelectHealth Offers, Perks, and Discounts
SelectHealth offers a Wellness Rewards program for Utah gym memberships and physical fitness. Anybody who is age 18+ and on an individual and family plan is eligible. In Utah, you can earn up to $240 per person/year, or $480 per family/year. SelectHealth also rewards physical activity. You can use Virgin Pulse to track your steps and then claim your reward. SelectHealth invests in your long-term health.
SelectHealth offers Member Discounts to all its policyholders. These include discounts and savings on health-related services. Examples include LASIK, hearing aids, tattoo removal, and gym memberships.
SelectHealth also offers access to several wellness programs. Weigh to Health is a program for adults who want to lose weight, improve their health, and feel better.
SelectHealth offers a mail-order system for prescription drugs. You can have your medications delivered to you at no extra charge.
SelectHealth Virtual Care Coverage
All individual and family plans include $0 Intermountain Connect Care Virtual Visits. These visits allow you to talk with a provider 24/7 with live video. These visits have no out-of-pocket costs for policyholders.
SelectHealth Customer Service
SelectHealth is well known for its customer service. It offers two customer service resources. SelectHealth Member Services answers questions about your insurance plan. And Member Advocates answers questions about providers and appointments.
Where can I buy SelectHealth coverage?
You can buy a SelectHealth plan on the Marketplace and off of it. Most plans are available both via the Health Insurance Marketplace and direct-purchase.