University of Utah Health Plans Individual Health Insurance Company Overview
University of Utah Health Plans (“UofU”) is the only university healthcare system in Utah. It's known for its provider network which includes the University of Utah and MountainStar facilities. We estimate it serves 8% of all Utahns who buy their own coverage. That's roughly 16,000 Utahns.
UofU offers many different types of plans. Some plans include low deductibles and copays. Other plans are high-deductible. These include “HSA-qualified” plans. HSA stands for health savings accounts. HSA-qualified plans allow policyholders to contribute to HSAs tax-free.
University of Utah Health Plans Provider Networks
UofU offers two networks: Healthy Premier and Healthy Preferred.
The Healthy Premier network covers the entire state of Utah. So, it includes more in-network providers.
The Healthy Preferred network offers a subset of the Healthy Premier network. Health Preferred only includes in-network providers in certain counties. These are Salt Lake, Davis, Box Elder, Cache, Weber, and Utah counties. If you live in one of these counties, you can choose the Healthy Preferred network. If not, you will only have the option to select the Healthy Premier network.
The Healthy Premier network is larger than the Healthy Preferred network. It covers more providers and geography. Thus, it costs more.
When you look at a UofU plan, be sure to note the network. A plan with the Healthy Premier network will cost more than the same plan with Healthy Preferred.
University of Utah Health Plans Offers, Perks, and Discounts
UofU plans offer fitness and gym membership discounts to policyholders.
UofU also offers an annual flu shot incentive.
University of Utah Health Plans Virtual Care Coverage
UofU offers two options for telehealth care.
MDLive is a 24/7 virtual care network for access to medical and behavioral health care providers. It is available to most individual and family plan policyholders at a $0 copay.
Most individual and family plans also include UofU Health Virtual Urgent Care visits. These visits allow you to talk over video with a provider 7 days a week.
You should contact your provider to see if telehealth is an option.
University of Utah Health Plans COVID-19 Coverage
UofU plans have options for COVID-19 testing, treatment, and guidance.
It covers COVID-19 treatment and testing at 100 percent at an in-network provider. More information is available on COVID-19 page. You can make a testing appointment, call a COVID-19 hotline, and find testing locations.
University of Utah Health Plans Customer Service
Where can I buy University of Utah Health Plans coverage?
You can buy coverage from UofU on the Marketplace and off of it. Most plans are available both on-marketplace and off-marketplace. In 2021, the following UofU plans are only available off-marketplace: