A Guide to Individual Health Insurance from Cigna

This guide will help you better understand the individual and family health insurance options available from Cigna.

2022 Cigna individual health insurance plans available in Utah

Expanded Bronze
Cigna Connect HSA 7000
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$7,000
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Gold
Cigna Connect 1800 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$1,800
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 1900 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$1,900
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 2200 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$2,200
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Cigna Connect 3400 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$3,400
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 3500 Enhanced Diabetes Care ($0 Preferred Insulin)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$3,500
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 4200 Enhanced Asthma COPD Care ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$4,200
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 5000 + Acupuncture ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,000
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Silver
Cigna Connect 5500 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$5,500
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Cigna Connect 6800 Enhanced Diabetes Care ($0 Preferred Insulin)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$6,800
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO
Expanded Bronze
Cigna Connect 7800 ($0 Telehealth)
Premium
?
How much this plan will cost you on a monthly basis.
Requires Quote
Out-of-pocket max
?
An out-of-pocket maximum is the most you'll have to pay in a year for covered health care services. Once you hit your out-of-pocket maximum, your plan pays 100% of covered services.
$8,700
Deductible
?
An annual deductible is the amount your health plan requires you to pay for health care each year, before your plan-wide coinsurance kicks in. Before you meet this amount, you are required to pay full price unless you have copays or pre-deductible coinsurances for some services.
$7,800
Co-insurance
?
Co-insurance is the percentage of costs you pay after you've hit your deductible. Plan-wide co-insurance only applies after you hit your deductible (and until you hit your out-of-pocket maximum).
HSA-eligible?
?
An HSA-eligible plan allows you to contribute to a tax-advantaged Health Savings Account to cover your out-of-pocket maximum and deductible with pre-tax dollars.
Not HSA-eligibleNot HSA-eligible
Type of network
EPO

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